Mobile banking development services

The Northell team provides expert mobile banking development services to support results-driven digital transformation for banks and financial institutions. We build user-friendly and secure mobile banking solutions for IOS and Android platforms, as well as provide cross-platform development. By choosing Northell as your technology partner, you can get a
mobile banking solution with a user-friendly design, accessibility from any mobile device, scalable functionality, secure architecture, instant access to various online banking services, and different integrations. We also offer end-to-end software audits, legacy system upgrades, application optimizations, architecture design, top-level UI/UX, and compliance.
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Key Features of Our Mobile Banking Software

  • Full cycle development
    Registration and authentication

    Our mobile banking app developers create simple registration options (entering phone number and password) and reliable authentication methods (a four-digit pin, Face ID, or Apple Touch ID or voice recognition in particular cases). We also strengthen security by implementing 2FA authentication.

  • Value for money
    Card management

    With the card management option, your bank users can conveniently and efficiently manage cards, replenish them, view card details and transaction history, block them, change card settings, and set online payment limits. We also focus on a minimalistic and intuitive design to provide a user-friendly experience and give them access to most banking transactions through your app.

  • High security
    Money transfers

    Our team ensures a secure and fast way of transferring money from one customer to another person or between the owner’s accounts at different banks. Our developers make money transfers possible through your mobile banking solution by entering the recipient’s phone number or scanning the QR code. In turn, the sender can confirm the transaction by entering a password, biometric verification, and SMS with a code.

  • Full stack
    Mobile RDC

    Implementing mobile RDC options into your mobile app permits users to check deposits using a mobile device camera. This is a typical feature that banks offer to business customers rather than individuals.

  • Work collaboration
    Automated alerts

    Northell’s banking mobile app developers provide the possibility to customize account alerts, receive security alerts once the fraud is detected, set up bill pay reminders, receive email, text, and push notifications, etc. This feature works well for better customer experience and high-level UX personalization.

  • High standards of expertise
    Live chat support

    Our mobile software developers specialize in providing AI-powered chatbots to quickly connect users with bank representatives when they need additional staff assistance to complete a transaction or ask questions. We provide round-the-clock availability of the chat functionality with your bank's customer support service, if necessary.

Success stories of our clients

We are honored to work with many amazing companies and remarkable projects. Here are just a few examples of Northell solutions
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Behance 2
Launch
Marketplace

We developed a digital matchmaking platform that enables students and young professionals to be connected with companies in a fast, direct, and seamless manner.

Country: Belgium
Tool: Figma
Company Size: 10-50
Behance 2 1
SecureFlag
Education

Northell team redesigned, simplified and upgraded an advanced training platform for developers and DevOps engineers.

Country: UK
Tool: Figma
Tech Stack: Angular, React.js
Company Size: 50-100
Behance 2 2
Referrizer
Industry

Our team designed and developed the world's most advanced marketing automation platform.

Country: USA
Tool: Figma
Company Size: 150-200
Behance 2 3
E-Wish
E-commerce

Northell created a multifaceted marketplace that includes different services, e-commerce, apartment rent and taxi booking.

Country: USA
Tool: Figma
Company Size: 20-50
View More

Northell Technology Stack

Front-end
  • React.js
  • Ant Design
  • Redux
  • Material UI
  • Microfrontends
    • Mobile App Development
    Back-End
  • Node.js
  • Websockets
  • Nest.js
  • RabbitMQ
  • Express.js
    • Test automation tools
  • Swagger
  • Jest
  • Postman
  • Chai
    • Data storages
  • AWS S3
  • Cloudinary
  • Google Cloud Storage
    • DevOps
  • AWS CodePipelines
  • Kubernetes
  • Circle CI
    • Clouds
  • AWS
  • Cloudinary
  • Heroku
  • Google Firebase
    • 1 Product discovery

    We always start the mobile banking development process by collecting requirements and all the necessary information about future solutions. To ensure the success of your project, we thoroughly analyze your business environment and direct competitors, define the project goals and scope, analyze risks and opportunities, estimate the budget, set deadlines, and map out a feasible project plan. 

    We compile technical documentation that includes technical specifications, selected technical stacks, and tools for future mobile banking development.

    2 UI/UX design

    We dedicate an experienced design team that builds product logic, architecture, and user flows. Our team designs high-fidelity wireframes and prototypes to evaluate the visual appearance of future mobile banking solutions. 

    UI designers create a design system or UI kit with all elements and components for future mobile banking software. Also, the design team can create branding elements if needed. The QA team tests software navigation, logic, and all product elements using our own in-house UX lab.

    3 Development

    Depending on the project’s scope of work, we assign back-end developers to implement the server side of the application, APIs, and business logic, and front-end developers to transform UI design into a functioning user side. Using pre-defined technical documentation, developers write code for all software components.

    Our developers use advanced technologies and technical stacks to develop high-quality and scalable mobile banking solutions. Our team of QA engineers simultaneously conducts various types of testing for all developed components to shorten the time to release and reduce costs.

    4 Deployment & Integration

    Next, we deliver the software to users for beta testing. After receiving feedback from users, we make adjustments and improvements if needed. At this step, our main goal is to make sure that the mobile banking application is hack-proof and bug-free.

    5 Maintenance

    Once our customer receives a ready-to-use app, our cooperation does not end there. We guarantee long-term application support, regular functionality updates, and troubleshooting. Our team is always in touch and ready to maintain your mobile banking solutions anytime!

    Personalized Approach

    1 Product discovery

    We always start the mobile banking development process by collecting requirements and all the necessary information about future solutions. To ensure the success of your project, we thoroughly analyze your business environment and direct competitors, define the project goals and scope, analyze risks and opportunities, estimate the budget, set deadlines, and map out a feasible project plan. 

    We compile technical documentation that includes technical specifications, selected technical stacks, and tools for future mobile banking development.

    2 UI/UX design

    We dedicate an experienced design team that builds product logic, architecture, and user flows. Our team designs high-fidelity wireframes and prototypes to evaluate the visual appearance of future mobile banking solutions. 

    UI designers create a design system or UI kit with all elements and components for future mobile banking software. Also, the design team can create branding elements if needed. The QA team tests software navigation, logic, and all product elements using our own in-house UX lab.

    3 Development

    Depending on the project’s scope of work, we assign back-end developers to implement the server side of the application, APIs, and business logic, and front-end developers to transform UI design into a functioning user side. Using pre-defined technical documentation, developers write code for all software components.

    Our developers use advanced technologies and technical stacks to develop high-quality and scalable mobile banking solutions. Our team of QA engineers simultaneously conducts various types of testing for all developed components to shorten the time to release and reduce costs.

    4 Deployment & Integration

    Next, we deliver the software to users for beta testing. After receiving feedback from users, we make adjustments and improvements if needed. At this step, our main goal is to make sure that the mobile banking application is hack-proof and bug-free.

    5 Maintenance

    Once our customer receives a ready-to-use app, our cooperation does not end there. We guarantee long-term application support, regular functionality updates, and troubleshooting. Our team is always in touch and ready to maintain your mobile banking solutions anytime!

    Why Choose Northell for Mobile Banking Development Services?

    • Less effort on recruitment

      The average time to hire a software development team is 1.5 months. We can offer specialists ready to start work within a week.

    • Advanced technologies

      Northell team designs and develops software using best design and development practices and cutting-edge technologies. Our experts regularly update their knowledge and improve their skills by attending professional workshops and seminars.

    • Huge pool of tech talent

      Following your business requirements, we provide you with a team with domain technical experience. Located in Eastern Europe, we offer talented designers, developers, testers, and other experts in various industries of different seniority levels and expertise.

    • Agile methodology

      To develop software, we use an Agile methodology, dividing the entire process of software development into short manageable cycles. Each iteration includes planning, requirements analysis, design, development, testing, and documentation.

    • Dedicated full-time specialists

      The specialists assigned to your projects work on a full-time basis. They are tech-savvy, diligent, and committed to the development process to deliver high-quality, reliable Fintech solutions.

    • Cost savings

      Outsourcing is a proven way to save money in the workplace, equipment, etc. Furthermore, software developer hourly rates in Eastern Europe are the most reasonable.

    • Our Awards

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    Frequently Asked Questions

    How much does it cost to build mobile banking software?

    Many factors can affect the final mobile banking development estimate. Depending on the scope and complexity of the project, we can accurately finalize figures. In any case, keep in mind to consider the core factors that affect the final cost:

    • Functionality scope
    • Chosen technology and tools 
    • Architecture design 
    • Third-party integrations
    • Expected deadline  
    • Team size and location

    With respect to these factors, the mobile banking development cost ranges from $10,000 to $500,000+. However, as a professional in a software development niche, we know how to make the process cost- and time-efficient. We also provide different cooperation models (team augmentation or full-time dedicated team) and contract types (dedicated team, fixed price, time & material) to choose from. This way, you can select the most affordable and suitable option to fit your business needs and financial capabilities. Reach out to us to know more about how much your project can cost.  

    How long does mobile banking development take?

    The same logic as for cost estimation works for mobile banking development time estimation. The mobile banking development can take several weeks to months, depending on the size of your project, the features you need, team composition, expected deadlines, and whether you need custom development from scratch or minor upgrades implementation.

    Either way, our managers will be glad to calculate an estimated timeframe keeping all business and technical needs in mind. From our side, we strive to guarantee early market entry and timely release according to the deadlines set at the initial stage. For any questions or requests for timeline estimates, contact us now!  

    What do I need to provide to start mobile banking development?

    Choosing us as your technical partner to develop a mobile banking app means we are ready to start from your current project conditions, capabilities, and needs. However, there are specific aspects we recommend considering to help us catch your product vision and start the development faster. The main ones are:

    • Project goals, vision, and roadmap if exist 
    • Tech and business requirements
    • Project-specific documentation, if available 
    • Availability to catch up with our team for requirements-gathering sessions 
    • Project deadlines and available budget 

    Also, it would be great if you could provide technical experts from your side to ensure efficient knowledge sharing and productive collaboration.

    What types of mobile banking apps can you develop?

    Our dedicated team specializes in different types of mobile banking apps. We can develop standalone mobile banking solutions with instant access to the majority of banking services as well as mobile-optimized versions of your bank websites. The list of mobile banking solutions we can develop is as follows:

    • Neobanking apps
    • Consumer digital banking apps
    • Personal finance apps
    • Investment apps
    • Insurance solutions and mortgage apps

    We rapidly grow our competence and are ready to embrace new projects and handle any Fintech challenges. Contact us so we can set up a call to get to know your urgent needs.

    How do you ensure the security of mobile banking apps?

    We pay special attention to the security considerations of any incoming Fintech project to protect customer privacy and financial assets. Our development team provides a secure mobile banking environment to prevent fraud, meet applicable financial regulations and compliances (e.g., PCI DSS, PSD2, KYC, PCTF, GDPR, etc.) and ensure end-to-end data encryption and safe back-end architecture.    

    Some of the effective security practices to secure mobile banking development we focus on are:

    • Robust and scalable architecture
    • DDoS attack prevention
    • Biometric login and 2FA authentication 
    • High-level encryption of information in the data transmission channels
    • QR codes for payment transactions 
    • Performing multi-level security checks, source code security analysis, penetration testing, and vulnerability checks       

    Frequently Asked Questions

    How much does it cost to build mobile banking software?

    How much does it cost to build mobile banking software?

    Many factors can affect the final mobile banking development estimate. Depending on the scope and complexity of the project, we can accurately finalize figures. In any case, keep in mind to consider the core factors that affect the final cost:

    • Functionality scope
    • Chosen technology and tools 
    • Architecture design 
    • Third-party integrations
    • Expected deadline  
    • Team size and location

    With respect to these factors, the mobile banking development cost ranges from $10,000 to $500,000+. However, as a professional in a software development niche, we know how to make the process cost- and time-efficient. We also provide different cooperation models (team augmentation or full-time dedicated team) and contract types (dedicated team, fixed price, time & material) to choose from. This way, you can select the most affordable and suitable option to fit your business needs and financial capabilities. Reach out to us to know more about how much your project can cost.  

    How long does mobile banking development take?

    How long does mobile banking development take?

    The same logic as for cost estimation works for mobile banking development time estimation. The mobile banking development can take several weeks to months, depending on the size of your project, the features you need, team composition, expected deadlines, and whether you need custom development from scratch or minor upgrades implementation.

    Either way, our managers will be glad to calculate an estimated timeframe keeping all business and technical needs in mind. From our side, we strive to guarantee early market entry and timely release according to the deadlines set at the initial stage. For any questions or requests for timeline estimates, contact us now!  

    What do I need to provide to start mobile banking development?

    What do I need to provide to start mobile banking development?

    Choosing us as your technical partner to develop a mobile banking app means we are ready to start from your current project conditions, capabilities, and needs. However, there are specific aspects we recommend considering to help us catch your product vision and start the development faster. The main ones are:

    • Project goals, vision, and roadmap if exist 
    • Tech and business requirements
    • Project-specific documentation, if available 
    • Availability to catch up with our team for requirements-gathering sessions 
    • Project deadlines and available budget 

    Also, it would be great if you could provide technical experts from your side to ensure efficient knowledge sharing and productive collaboration.

    What types of mobile banking apps can you develop?

    What types of mobile banking apps can you develop?

    Our dedicated team specializes in different types of mobile banking apps. We can develop standalone mobile banking solutions with instant access to the majority of banking services as well as mobile-optimized versions of your bank websites. The list of mobile banking solutions we can develop is as follows:

    • Neobanking apps
    • Consumer digital banking apps
    • Personal finance apps
    • Investment apps
    • Insurance solutions and mortgage apps

    We rapidly grow our competence and are ready to embrace new projects and handle any Fintech challenges. Contact us so we can set up a call to get to know your urgent needs.

    How do you ensure the security of mobile banking apps?

    How do you ensure the security of mobile banking apps?

    We pay special attention to the security considerations of any incoming Fintech project to protect customer privacy and financial assets. Our development team provides a secure mobile banking environment to prevent fraud, meet applicable financial regulations and compliances (e.g., PCI DSS, PSD2, KYC, PCTF, GDPR, etc.) and ensure end-to-end data encryption and safe back-end architecture.    

    Some of the effective security practices to secure mobile banking development we focus on are:

    • Robust and scalable architecture
    • DDoS attack prevention
    • Biometric login and 2FA authentication 
    • High-level encryption of information in the data transmission channels
    • QR codes for payment transactions 
    • Performing multi-level security checks, source code security analysis, penetration testing, and vulnerability checks       

    Let's turn your ideas into reality together!

    Our clients
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    cov
    vodafon

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