Cardeo
A simple and convenient application for managing your credit cards.
Client Overview
Cardeo is an application that helps people manage their credit cards keeping track of when to make payments, switching between accounts, and knowing how much to pay.
Services
The challenge
Our partner had ideas about how the application should look and what functionality it should have. Our partner shared his product idea and vision with our team at the first stages of work. Then, we held several workshops to agree on the work plan and project details.
The main challenge for our team was to make complex functionality easy to understand for users. We also needed to make the application compact but perform many different functions.
The strategy
Based on the concept of the application and its design, we prepared a roadmap to start the development in an agile manner:
- Business & user goals
- Stakeholder & user interviews
- Market research
- Personas
- CJM
- Information architecture
- Wireframes
- Design system
- UI Design
- Clickable design
- Testing on users
The Target audience
- Banking provider
- Card owner
User-flow
For the Cardeo application, we developed a design system from scratch. Our team created all elements for the platform (icons, headings, dropdowns, inputs, buttons, graphs, etc.)
Together with a partner, we thought about the best colors to choose for the application. Since Cardeo is a banking application, we decided that the most appropriate primary color for the platform would be dark purple. Our team made all other parts of the platform white with bright elements for accents.
We made the initial pages with dark yellow descriptions of the application benefits and features. It is the company logo color. We tried to place all the elements on the platform in such a way that you can feel the air on each page of the application.
Onboarding
The application onboarding consists of two parts. We made the first part in the form of a carousel where the advantages and main features of the application are described. Next, together with our partner, we decided to add registration elements to the onboarding pages (entering a name, email, date of birth, postcode, etc.)
Card connection
For users to connect the card to the application, they should first select a provider. Then they should fill in the card details and wait a few seconds until Cardeo processes the request. The advantage of this platform is that all processes are fast and users only need to make a few clicks to perform any action.
Dashboard
On the dashboard, users see total balance, total credit limit, interest and fees paid in the last 3 months, credit cards list, latest transactions, etc. They can also use the repayment calculator.
Repayment calculator
The repayment calculator allows users to calculate how much they can save. In the form of a graph, repayments and minimum payments are presented. Cardeo works out the best way to split the monthly payment across users’ cards to reduce interest. With Cardeo, you can create your own repayment plan.
Cardeo credit
Using Cardeo, you can take out a loan and set a credit limit. The credit dashboard displays balance, interest rate, total limit, statements, transactions and other elements. The users can increase their credit limit, as well as split transfer.
Results
As a result, we created an advanced but user-friendly card managing application. According to the first feedback from users, the application is super convenient and covers most of their needs. Moreover, the application works quickly and efficiently thanks to the development technologies we used.
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